Home and vehicle insurance can be as detailed as business insurance. Values change, security measures change, people move, vehicles are replaced and valuable items travel outside the home. Those changes should be reflected in the policy.
Inscorp assists individuals and families who want careful advice, clear explanations and cover reviewed against their actual needs.
Cover for the residential building and insured structures.
Cover for belongings in the home, with values reviewed regularly.
Cover for private vehicles, including specialist or high-value vehicles where appropriate.
Specified or unspecified cover for items taken away from home.
Liability protection for individuals and households, subject to the policy.
Jewellery, art, collections, motorcycles, 4×4 use and other specialist personal risks.
Specialized cover for Caravan, camping and Outdoor equipment.
.
Working from home, storing business equipment at a residence, using a private vehicle for business or employing domestic staff can create an overlap between personal and commercial risk. These activities should be disclosed and checked against the policy wording.